FAQ
To successfully submit a loan application, you have to fulfill the following requirements
An applicant must be resident in Nigeria
An applicant must be above 21 years of age
An applicant must have evidence of verified source(s) of income (employed in the public/private sector or runs his/her own business)
An applicant must provide proof of income (sms or email screenshots of monthly income alerts or electronic bank statement (in Pdf format) for the 6 most recent months)
An applicant must possess a Bank Verification Number (BVN) and be an account holder with any of the mainstream commercial banks in Nigeria.
An applicant must provide a valid means of Identification (Work ID for employed applicant, and Government-issued ID for self-employed) applicant
Alternatively, an applicant can authorize Kreditek stride Limited to view his/her bank transactions by connecting his/her bank account ONLY for the purpose of obtaining bank transaction details.
The loan review process is completed within a few minutes of successfully submitting a Kreditek stride Limited loan application form in the Get A Loan page.
Go to the Get A Loan page or click any of the Get Loan buttons on this website and fill the Request Loan application form with the necessary information and submit.
A Kreditek Agent will reach out to you with the information you submitted and may require additional information from you which you may send through email or any other means as they deem necessary.
Accept loan terms and conditions (IF APPROVED)
Authenticate your submitted bank accounts
Get credited
We need your BVN (Bank Verification Number) to establish your identity within the financial system and to furnish us with enough data/information about you to act on in the event of a breach of contract. Your BVN (bank verification number) is 100% safe with Kreditek stride Limited. It is important to note that the BVN is a unique identification number for authenticating your identity and securing against fraud within the Nigerian financial system. It also makes it impossible for anyone to steal your identity or use it for any illicit purposes.
The maximum and minimum amounts that can be accessed at any time depends on the applicant’s income level, employment type and loan request.
To repay a loan, do a transfer to this account with the following bank details:
Kreditek stride Limited
1305027390
Providus Bank
Current Account
This is an instruction given to your bank to pay funds to a third party (in this case Remita), at a fixed amount, and on an agreed date.